Project Loan & Infrastructure Funding
Secure structured long-term term loans to finance greenfield or brownfield industrial, manufacturing, or commercial setups. Secure custom debt sizing and grace periods engineered around your project cash flow.
- Greenfield & Brownfield setups financed up to 75%
- Structured moratorium (grace) periods during construction
- Complete DPR preparation & CMA data engineering
Structured Moratorium
Exempt your business from principal payments for 12 to 24 months during construction. Repayments only begin after commercial operations (COD).
Greenfield & Brownfield
Whether establishing a fresh factory unit on raw industrial land (Greenfield) or expanding/diversifying your existing plant (Brownfield), we have you covered.
Full DPR & CMA Engineering
We prepare the entire loan dossier - detailed project reports, techno-economic feasibility studies, debt-service coverage audits, and sensitivity analysis.
Turn Your Industrial Blueprints Into Reality
Project Loans are highly specialized term loans backed by the prospective cash flows of the completed venture. Securing project funding requires presenting a robust financial model to banks to prove the technical feasibility and commercial viability of the proposed setup.
At Crestpoint Venture, we handhold promoters through land documents clearance, civil quotation audits, machinery selection, Detailed Project Report (DPR) creation, and multi-bank syndication to ensure quick sanctions and competitive terms.
Funded Project Sectors:
- Manufacturing & Processing: Auto parts, textiles, chemicals, food processing, or plastic moulding plants.
- Infrastructure & Energy: Solar power parks, warehousing centers, cold chains, or logistics hubs.
- Commercial Setups: Private hospitals, educational institutes, hotels, or commercial complexes.
Required Documents Checklist
Project Funding Milestone Flow
How we guide you from documentation appraisal to final tranche release.
Project Appraisal
We review your project specs, evaluate civil estimations, formulate CMA projections, and draft the DPR.
Bank Term Sheet & Sanction
We pitch the project to public & private lenders to secure term sheets outlining moratoriums and debt limits.
Equity Infusion
Promoter equity contribution is infused into the project bank account or deployed into construction/machinery advances.
Milestone Disbursements
Term loan limits are disbursed in tranches directly to suppliers and civil contractors based on progress certificates.
Frequently Asked Questions
A Greenfield project refers to a completely new industrial or commercial setup starting from scratch on a raw piece of vacant land. A Brownfield project involves expansion, upgrading, modernization, or diversification of an already existing, operational factory unit or plant.
A Moratorium (or grace) period is granted during the construction and initial pilot run phase of the project (typically 12 to 24 months). During this period, the promoter is exempt from paying the principal repayment of the loan. Only the interest on the disbursed tranches must be paid. Principal repayments start after the Commercial Operations Date (COD).
Typically, banks structure project loans with a Debt-Equity ratio of 70:30 or 75:25. This means the bank will fund up to 70% to 75% of the total project cost (land, civil construction, machinery, utilities) as a term loan, while the promoter must contribute the remaining 25% to 30% as equity or promoter contribution.
Credit Monitoring Arrangement (CMA) data compiles projected balance sheets, profit & loss statements, cash flow analyses, and ratio sheets for the next 5 to 7 years. Banks rely heavily on CMA data to calculate crucial parameters like DSCR (Debt Service Coverage Ratio) and break-even points, proving the project can service its debt repayments.
Banks look for an average DSCR of 1.25 to 1.50 over the life of the project. A DSCR of 1.25 indicates that the project generates 25% more operational net cash flow than the yearly debt installment (interest + principal) requirements, providing a safe repayment cushion.
Get a Project Funding Assessment
Our senior project finance experts will evaluate your plant specifications, machinery requirements, and equity margins to build a structured debt plan. Reach out for a free eligibility appraisal.
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